Mortgage Rates

United States 30 year fixed mortgage rates

Zillow Mortgage Marketplace Rates
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Rates displayed in Zillow Mortgage Marketplace rate charts and graphs are based on credit scores over 680, a loan-to-value of 80% or higher, a loan amount of $417,000 or less and do not include interest-only loans. Learn more about our rates.

  • National Rate: 5.47 % (volume: 1,000,000)
  • Local Rate: -- % (volume: )
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Mortgage rates go down to 5.31%

United States — Friday, July 3, 2009

National mortgage rates on 30-year fixed mortgages fell 2 basis points from 5.33% to 5.31% on July 3, 2009, according to Zillow Mortgage Marketplace. As a comparison, state rates ranged from a low of 4.96% (LA) to a high of 5.53% (WV).

Compared to the week prior to July 3, 2009, the national 30-year mortgage rate is down 6 basis points from 5.37%. Compared to three months ago, the 30-year rate is up 29 basis points from its average rate of 5.02%.

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Featured Rates are based on loan type, down payment, and location selections made for a loan quote. They are for consumers with a credit rating of 720 or higher and are valid for the date shown, but may change without notice. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.

If no state is selected, a national rate will be shown.

If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, "Bank name (CA)".

5.284
4.620
4.304
5.125
4.500
4.125

 
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